Identity theft

Lucille · #1 (**permalink**) 07-16-2008, 05:57 PM

It has been an awful day. My bank account was cleaned out and overdrawn, I was just over at the police station making a report because I don't know exactly how much info has been stolen or what else can be done with it. The bank is investigating but I don't yet know exactly how the thieves got my info.
I talked to one of the bankers, I've known him for years and he is getting me set up with a new account. He says that with the hard economic times there is quite a bit of this going on.
There's not much I can do now except wait for the investigation to be completed

Troy_rayver · #2 (**permalink**) 07-16-2008, 06:01 PM

Im so sorry! that crap sucks....

luker3232 · #3 (**permalink**) 07-16-2008, 06:02 PM

I am sorry to hear this, I dont know why people cant just make money like everyone else and WORK for it, I hope all goes well, you and your family will be in my prayers.

mpgt · #4 (**permalink**) 07-16-2008, 06:03 PM

Wow, that's too bad. I thought deposits were usually protected by FDIC.

Lucille · #5 (**permalink**) 07-16-2008, 06:06 PM

I am not liable. The charges will be reversed (or removed, whatever they do but I will get my money back) on the completion of the investigation but I cannot access the account until that happens, up to 7 days they said.
My fears have to do with exactly how much info the criminals have and what further crimes they will attempt against me or using my name.

mpgt · #6 (**permalink**) 07-16-2008, 06:14 PM

They can't do much if you file a fraud alert with the credit bureaus, right?

stu · #7 (**permalink**) 07-16-2008, 06:17 PM

Oh man....sorry to hear about that!!!

Lucille · #8 (**permalink**) 07-16-2008, 06:19 PM

Quote:

Originally Posted by mpgt

They can't do much if you file a fraud alert with the credit bureaus, right?

I don't know exactly what a criminal can do with my info and do not know how much info they have.

stu · #9 (**permalink**) 07-16-2008, 07:28 PM

I'd make sure to run a credit report and see if they've used your identity for anything else.

jbd123 · #10 (**permalink**) 07-16-2008, 07:33 PM

That's terrifying to me. I really hope that all is taken care of, and that it never happens to you again.

I will keep you and your family in my prayers, and I hope whoever did this gets caught!

People tend to hack computers, which is why people usually do not acess bank accounts/credit card accounts online. But I am one to blame...I do this all the time, but NEVER on a computer that isn't mine. Technically, I'm taking a risk...

...now I'm paranoid..

_Sam_ · #11 (**permalink**) 07-16-2008, 08:03 PM

aww, I cant believe that, Lucille. that is so crappy. I really hope everything gets straightened out for you.

ChelsyC · #12 (**permalink**) 07-16-2008, 10:22 PM

That sucks a lot! I'm glad you can get your money back though. I had a friend who had her identity stolen and she lost a few thousand that she never got back.

Just to ease your mind, if you file a report on this, they redflag any suspicious activity from now on and you get alerted.

Jem_Scout · #13 (**permalink**) 07-16-2008, 10:54 PM

((((Hugs))))

Icicle · #14 (**permalink**) 07-16-2008, 11:09 PM

Sorry to hear this, I hope all works out.

spix14 · #15 (**permalink**) 07-17-2008, 12:31 AM

Wow lucille, that's horrible. I hope they get everything cleared up and catch whoever is doing it.

Lucille · #16 (**permalink**) 07-17-2008, 12:47 AM

Thank you everyone for your well wishes. This has been a big deal to me because I have heard stories of just how bad an identity theft can be, today.
I of course have been checking my online banking every few hours. Good news and bad news. The good news is that the bank has credited back one of the two charges. I will go over to my local bank tomorrow to see what they found.
The bad news, is that the bureaucracy looks like it has not caught up with the fact that I had no part in this, and they charged me overdraft fees on the fraudulent charges made to my account.

owen.richards · #17 (**permalink**) 07-17-2008, 03:42 AM

wow...thats terrible, I hope everything works out for you. And Luker is right...why cant people just work for their money, instead of being worthless leaches

BlackLava · #18 (**permalink**) 07-17-2008, 04:44 AM

oh that sucks so hard!! i had someone steal my wallet one time and they charged hundreds of dollars, and i did get charged overdraft fees, but i reported it to the police and the bank as soon as i noticed it, and i ended up getting everything back,, including the overdraft fees. but i didnt get the cash back that was in my wallet

my wallet had my social security card and my ID's and drivers liscense too

that really worried me, but they never did anything with them. hope you get it all sorted out

Phecke · #19 (**permalink**) 07-17-2008, 05:07 AM

That sucks so much, hopefully your bank account gets worked out, bt in the mean time, get a credit check done to see if any new accounts have been opened in your name. If so, alert the credit company that you did not open them. Thats the biggest problem that somebody could open accounts in your name, charge ridiculous amounts, and then never pay. So get a credit check and there should be a way to alert the credit bureaus to not allow any new accounts to be opened unless you call them directly.

Stargazer · #20 (**permalink**) 07-17-2008, 05:20 AM

I was lurking on the site and I saw this. I am horrified for you. It's a wonder this doesn't happen more often with all of the information we have flying around. I hope you are able to resolve this, and that the thief is caught. Did you give out any bank account information over the internet lately?

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