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I have always seen insurance as legalized gambling with the worst odds in the world.
Even if you make it all the way through the game and have no losses, guess what?
You are still at a loss for all the money you paid in premiums over your lifetime.
If I were you, I would get on the news, in the newspapers and every where to get everything out to as many people as possible about the claims and cancelled insurance.
Public awareness of situations like this can sometimes be an embarrassment to big companies and may get some action taken.
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